Practical, education-first guides on UK personal finance — written for business owners, families and high net worth individuals. New articles added regularly.
17 Jun 2026
The UK Capital Gains Tax annual exempt amount has fallen to £3,000. Here's what that change means for how investments…
17 Jun 2026
Junior ISAs and Lifetime ISAs both help build a long-term tax-free pot — but the rules, allowances and use cases…
17 Jun 2026
Critical illness cover and income protection both respond when illness changes your finances — but they do it in very…
17 Jun 2026
Most small UK businesses are quietly dependent on one or two people. Key person insurance puts a financial cushion behind…
17 Jun 2026
Most UK adults end up with several pension pots from different employers. Combining them can simplify your retirement picture —…
17 Jun 2026
Two nil-rate bands, two residence nil-rate bands, and a set of transfer rules can let a UK married couple pass…
17 Jun 2026
Holding buy-to-let property personally and holding it through a limited company are taxed and financed in materially different ways. Here's…
17 Jun 2026
Stocks & Shares ISAs and SIPPs are both powerful, tax-efficient UK investment wrappers — but they're built around different rules…
30 Apr 2026
Income protection replaces lost earnings if you can't work — but how much you need depends on your sick pay,…
29 Apr 2026
For limited company directors, employer pension contributions can move money from company to personal balance sheet far more efficiently than…